As of 2025-07-23, the Fair Value of 51 Credit Card Inc (2051.HK) is -0.20 HKD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 0.39 HKD, the upside of 51 Credit Card Inc is -151.73%.
With the market price of 0.39 HKD and our fair value calculation, 51 Credit Card Inc (2051.HK) is not a good investment. Investing in 2051.HK stocks now will result in a potential loss of 151.73%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | -1,699.07 | -233.69 | -82.70 | 11.04 | -60.16 | -412.91 |
| YoY growth | -50.51% | 86.25% | 64.61% | 113.35% | -645.04% | -86.27% |
| Market Cap (mil) | 635.69 |
| P/E | |
| Forward P/E |
| EPS | -0.04 |
| Avg earnings growth rate | -86.27% |
| TTM earnings | -60.16 |