As of 2025-07-08, the Intrinsic Value of United Credit Ltd (531091.BO) is 24.12 INR. This 531091.BO valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 31.99 INR, the upside of United Credit Ltd is -24.60%.
The range of the Intrinsic Value is 20.77 - 29.19 INR
Based on its market price of 31.99 INR and our intrinsic valuation, United Credit Ltd (531091.BO) is overvalued by 24.60%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 20.77 - 29.19 | 24.12 | -24.6% |
| DCF (Growth 10y) | 21.88 - 29.14 | 24.81 | -22.5% |
| DCF (EBITDA 5y) | 27.54 - 39.60 | 30.82 | -3.7% |
| DCF (EBITDA 10y) | 26.29 - 36.53 | 29.38 | -8.2% |
| Fair Value | 25.80 - 25.80 | 25.80 | -19.36% |
| P/E | 38.65 - 71.22 | 53.22 | 66.4% |
| EV/EBITDA | 28.09 - 41.80 | 31.37 | -2.0% |
| EPV | 29.46 - 34.65 | 32.05 | 0.2% |
| DDM - Stable | 11.72 - 22.94 | 17.33 | -45.8% |
| DDM - Multi | 12.68 - 19.42 | 15.36 | -52.0% |
| Market Cap (mil) | 170.51 |
| Beta | -0.53 |
| Outstanding shares (mil) | 5.33 |
| Enterprise Value (mil) | 166.44 |
| Market risk premium | 8.31% |
| Cost of Equity | 11.41% |
| Cost of Debt | 7.46% |
| WACC | 11.36% |