As of 2025-06-17, the Fair Value of Affirm Holdings Inc (AFRM) is -0.96 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 60.85 USD, the upside of Affirm Holdings Inc is -101.58%.
With the market price of 60.85 USD and our fair value calculation, Affirm Holdings Inc (AFRM) is not a good investment. Investing in AFRM stocks now will result in a potential loss of 101.58%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-06-30 | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 5Y Avg | |
| Net income | -112.60 | -441.00 | -707.40 | -985.30 | -517.76 | -552.81 |
| YoY growth | 6.56% | -291.65% | -60.41% | -39.28% | 47.45% | -67.47% |
| Market Cap (mil) | 19,630.21 |
| P/E | |
| Forward P/E |
| EPS | -0.19 |
| Avg earnings growth rate | -67.47% |
| TTM earnings | -62.19 |