As of 2025-05-26, the Intrinsic Value of Affirm Holdings Inc (AFRM) is (53.81) USD. This AFRM valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 49.30 USD, the upside of Affirm Holdings Inc is -209.20%.
The range of the Intrinsic Value is (268.90) - (37.82) USD
Based on its market price of 49.30 USD and our intrinsic valuation, Affirm Holdings Inc (AFRM) is overvalued by 209.20%.
Note: result may not be accurate due to the invalid valuation result of DCF model.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (268.90) - (37.82) | (53.81) | -209.2% |
| DCF (Growth 10y) | (45.13) - (366.26) | (67.49) | -236.9% |
| DCF (EBITDA 5y) | (27.97) - (31.94) | (1,234.50) | -123450.0% |
| DCF (EBITDA 10y) | (35.22) - (45.35) | (1,234.50) | -123450.0% |
| Fair Value | -0.97 - -0.97 | -0.97 | -101.97% |
| P/E | (3.35) - (4.94) | (4.35) | -108.8% |
| EV/EBITDA | (2.15) - 7.10 | 3.72 | -92.5% |
| EPV | (26.96) - (37.66) | (32.31) | -165.5% |
| DDM - Stable | (2.15) - (13.77) | (7.96) | -116.2% |
| DDM - Multi | (44.69) - (225.35) | (74.93) | -252.0% |
| Market Cap (mil) | 15,780.93 |
| Beta | 2.55 |
| Outstanding shares (mil) | 320.10 |
| Enterprise Value (mil) | 21,575.43 |
| Market risk premium | 4.60% |
| Cost of Equity | 7.79% |
| Cost of Debt | 12.62% |
| WACC | 9.17% |