The Discounted Cash Flow (DCF) valuation of Atlanticus Holdings Corp (ATLC) is 140.49 USD. With the latest stock price at 57.54 USD, the upside of Atlanticus Holdings Corp based on DCF is 144.2%.

Is ATLC a buy or a sell?

Based on the latest price of 57.54 USD and our DCF valuation, Atlanticus Holdings Corp (ATLC) is a buy. Buying ATLC stocks now will result in a potential gain of 144.2%.

	Range	Selected
WACC / Discount Rate	6.3% - 14.3%	10.3%
Long-term Growth Rate	0.0% - 1.0%	0.5%
Fair Price	53.14 - 375.88	140.49
Upside	-7.6% - 553.2%	144.2%

57.54 USD

Stock Price

140.49 USD

Fair Price

REVENUE & EXPENSES

CAPEX

D&A

WORKING CAPITAL

TERMINAL VALUE

ATLC DCF Valuation: Revenue & Expenses Forecast

(USD in millions)		Projections

	12-2024	12-2025	12-2026	12-2027	12-2028	12-2029

Revenue	578	1,372	1,519	1,986	2,317	2,625
% Growth	24%	137%	11%	31%	17%	13%

Cost of goods sold	(279)	(661)	(732)	(957)	(1,117)	(1,265)
% of Revenue	48%	48%	48%	48%	48%	48%

Selling, G&A expenses	(106)	(252)	(279)	(365)	(426)	(483)
% of Revenue	18%	18%	18%	18%	18%	18%

Research & Development	0	0	0	0	0	0
% of Revenue	0%	0%	0%	0%	0%	0%

Net interest & other expenses	(54)	(129)	(143)	(187)	(218)	(247)
% of Revenue	9%	9%	9%	9%	9%	9%

Tax expense	(28)	(63)	(69)	(91)	(106)	(120)
Tax rate	21%	19%	19%	19%	19%	19%

Net profit	110	266	295	386	450	510
% Margin	19%	19%	19%	19%	19%	19%