As of 2025-07-07, the Intrinsic Value of Bank Central Asia Tbk PT (BBCA.JK) is 6,672.92 IDR. This BBCA.JK valuation is based on the model Peter Lynch Fair Value. With the current market price of 8,650 IDR, the upside of Bank Central Asia Tbk PT is -22.9%.

Is BBCA.JK undervalued or overvalued?

Based on its market price of 8,650 IDR and our intrinsic valuation, Bank Central Asia Tbk PT (BBCA.JK) is overvalued by 22.9%.

8,650 IDR

Stock Price

6,672.92 IDR

Intrinsic Value

Intrinsic Value Details

BBCA.JK Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
Peter Lynch Fair Value	6,672.92 - 6,672.92	6,672.92	-22.86%
P/E Multiples	3,806.33 - 5,580.77	4,408.99	-49.0%
Dividend Discount Model - Stable	2,464.39 - 4,617.89	3,541.14	-59.1%
Dividend Discount Model - Multi Stages	2,701.9 - 3,941.76	3,206.86	-62.9%

BBCA.JK Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Bank Rakyat Indonesia (Persero) Tbk PT	7,959.84 - 7,959.84	7,959.84	116.9%
Bank Mandiri (Persero) Tbk PT	13,388.14 - 13,388.14	13,388.14	182.5%
Bank Negara Indonesia (Persero) Tbk PT	14,568.75 - 14,568.75	14,568.75	264.2%
Bank Permata Tbk PT	2,038.04 - 2,038.04	2,038.04	-24.8%
Bank Syariah Indonesia Tbk PT	3,929.18 - 3,929.18	3,929.18	54.1%
Bank CIMB Niaga Tbk PT	6,464.32 - 6,464.32	6,464.32	288.2%
Bank Mega Tbk PT	1,873.91 - 1,873.91	1,873.91	-42.7%
Bank Danamon Indonesia Tbk PT	5,623.09 - 5,623.09	5,623.09	132.4%
Bank Maybank Indonesia Tbk PT	114.13 - 114.13	114.13	-42.1%

BBCA.JK Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	1,055,665,900
Beta	0.87
Outstanding shares (mil)	122,042
Enterprise Value (mil)	1,059,747,200

Market risk premium	8.4%
Cost of Equity	15.05%
Cost of Debt	5%
WACC	15.0%