CFIN.JK
Clipan Finance Indonesia Tbk PT
Price:  
316.00 
IDR
Volume:  
1,635,600.00
Indonesia | Consumer Finance
Valuation
Overview
Financials
Forecast
Compare
Historical Price
SolvencyDividends
Transactions
People

CFIN.JK Intrinsic Value

155.10 %
Upside

What is the intrinsic value of CFIN.JK?

As of 2025-07-12, the Intrinsic Value of Clipan Finance Indonesia Tbk PT (CFIN.JK) is 806.00 IDR. This CFIN.JK valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 316.00 IDR, the upside of Clipan Finance Indonesia Tbk PT is 155.10%.

The range of the Intrinsic Value is 450.73 - 1,425.89 IDR

Is CFIN.JK undervalued or overvalued?

Based on its market price of 316.00 IDR and our intrinsic valuation, Clipan Finance Indonesia Tbk PT (CFIN.JK) is undervalued by 155.10%.

316.00 IDR
Stock Price
806.00 IDR
Intrinsic Value
Intrinsic Value Details

CFIN.JK Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) 450.73 - 1,425.89 806.00 155.1%
DCF (Growth 10y) 578.53 - 1,577.45 944.52 198.9%
DCF (EBITDA 5y) 369.56 - 804.08 525.07 66.2%
DCF (EBITDA 10y) 518.14 - 1,053.84 722.70 128.7%
Fair Value 1,027.40 - 1,027.40 1,027.40 225.13%
P/E 396.16 - 552.33 491.37 55.5%
EV/EBITDA 327.16 - 946.85 498.66 57.8%
EPV 2,015.77 - 3,397.53 2,706.65 756.5%
DDM - Stable 141.26 - 246.49 193.87 -38.6%
DDM - Multi 146.30 - 210.96 173.52 -45.1%

CFIN.JK Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 1,259,108.40
Beta 1.07
Outstanding shares (mil) 3,984.52
Enterprise Value (mil) 5,209,518.50
Market risk premium 7.88%
Cost of Equity 18.19%
Cost of Debt 5.50%
WACC 7.48%