As of 2025-06-15, the Fair Value of Cullen/Frost Bankers Inc (CFR) is 90.87 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 123.86 USD, the upside of Cullen/Frost Bankers Inc is -26.64%.
With the market price of 123.86 USD and our fair value calculation, Cullen/Frost Bankers Inc (CFR) is not a good investment. Investing in CFR stocks now will result in a potential loss of 26.64%.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 331.20 | 443.10 | 579.20 | 597.97 | 582.54 | 506.80 |
| YoY growth | -25.34% | 33.79% | 30.72% | 3.24% | -2.58% | 7.96% |
| Market Cap (mil) | 7,962.96 |
| P/E | 10.86x |
| Forward P/E | 13.01x |
| EPS | 11.41 |
| Avg earnings growth rate | 7.96% |
| TTM earnings | 733.46 |