CHOLAHLDNG.NS
Cholamandalam Financial Holdings Ltd
Price:  
1,888.90 
INR
Volume:  
112,902.00
India | Consumer Finance
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CHOLAHLDNG.NS Intrinsic Value

41.90 %
Upside

What is the intrinsic value of CHOLAHLDNG.NS?

As of 2025-05-20, the Intrinsic Value of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG.NS) is 2,680.34 INR. This CHOLAHLDNG.NS valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 1,888.90 INR, the upside of Cholamandalam Financial Holdings Ltd is 41.90%.

The range of the Intrinsic Value is 1,759.26 - 3,834.95 INR

Is CHOLAHLDNG.NS undervalued or overvalued?

Based on its market price of 1,888.90 INR and our intrinsic valuation, Cholamandalam Financial Holdings Ltd (CHOLAHLDNG.NS) is undervalued by 41.90%.

1,888.90 INR
Stock Price
2,680.34 INR
Intrinsic Value
Intrinsic Value Details

CHOLAHLDNG.NS Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) 1,759.26 - 3,834.95 2,680.34 41.9%
DCF (Growth 10y) 3,382.16 - 5,598.02 4,370.44 131.4%
DCF (EBITDA 5y) 3,381.41 - 8,079.36 5,461.87 189.2%
DCF (EBITDA 10y) 4,629.57 - 9,044.56 6,567.40 247.7%
Fair Value 2,893.90 - 2,893.90 2,893.90 53.21%
P/E 1,101.99 - 2,982.71 2,056.26 8.9%
EV/EBITDA 1,014.15 - 17,104.28 9,485.99 402.2%
EPV (545.71) - 396.35 (74.68) -104.0%
DDM - Stable 342.70 - 602.11 472.41 -75.0%
DDM - Multi 667.08 - 981.12 798.36 -57.7%

CHOLAHLDNG.NS Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 354,697.66
Beta 0.89
Outstanding shares (mil) 187.78
Enterprise Value (mil) 1,836,967.60
Market risk premium 8.31%
Cost of Equity 20.97%
Cost of Debt 10.35%
WACC 10.39%