CIA
Citizens Inc
Price:  
4.18 
USD
Volume:  
152,604.00
United States | Insurance
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Citizens Fair Value

164.02 %
Upside

As of 2024-12-11, the Fair Value of Citizens Inc (CIA) is 11.04 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 4.18 USD, the upside of Citizens Inc is 164.02%.

4.18 USD
Stock Price
11.04 USD
Fair Price
FAIR VALUE CALCULATION

Citizens Fair Value

Peter Lynch's formula is:

Citizens Fair Value
= Earnings Growth Rate x TTM EPS
Citizens Fair Value
= 25.00 x 0.44
Citizens Fair Value
= 11.04

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income -1.40 -11.00 36.80 -6.60 24.44 8.45
YoY growth 87.39% -685.71% 434.55% -117.93% 470.26% 37.71%

Citizens Fair Value - Key Data

Market Cap (mil) 208.62
P/E 9.47x
Forward P/E 6.59x
EPS 0.44
Avg earnings growth rate 37.71%
TTM earnings 22.03