As of 2025-07-04, the Fair Value of Columbia Financial Inc (CLBK) is -0.08 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 15.28 USD, the upside of Columbia Financial Inc is -100.50%.
With the market price of 15.28 USD and our fair value calculation, Columbia Financial Inc (CLBK) is not a good investment. Investing in CLBK stocks now will result in a potential loss of 100.50%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 57.60 | 92.00 | 86.20 | 36.09 | -11.65 | 52.05 |
| YoY growth | 5.30% | 59.72% | -6.30% | -58.14% | -132.29% | -26.34% |
| Market Cap (mil) | 1,603.33 |
| P/E | |
| Forward P/E |
| EPS | -0.02 |
| Avg earnings growth rate | -26.34% |
| TTM earnings | -1.60 |