What is the intrinsic value of CREDITACC.NS?

As of 2025-05-28, the Intrinsic Value of CreditAccess Grameen Ltd (CREDITACC.NS) is 1,394.42 INR. This CREDITACC.NS valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 1,173.80 INR, the upside of CreditAccess Grameen Ltd is 18.80%.

The range of the Intrinsic Value is 1,160.88 - 1,688.82 INR

Is CREDITACC.NS undervalued or overvalued?

Based on its market price of 1,173.80 INR and our intrinsic valuation, CreditAccess Grameen Ltd (CREDITACC.NS) is undervalued by 18.80%.

	Range	Selected	Upside
a
DCF (Growth 5y)	1,160.88 - 1,688.82	1,394.42	18.8%
DCF (Growth 10y)	1,545.42 - 2,098.11	1,791.12	52.6%
DCF (EBITDA 5y)	1,566.38 - 3,579.38	2,611.97	122.5%
DCF (EBITDA 10y)	1,847.20 - 3,592.90	2,725.38	132.2%
Fair Value	1,379.43 - 1,379.43	1,379.43	17.52%
P/E	505.42 - 1,234.74	917.09	-21.9%
EV/EBITDA	1,667.07 - 4,366.90	3,107.84	164.8%
EPV	90.43 - 258.83	174.63	-85.1%
DDM - Stable	190.31 - 304.23	247.27	-78.9%
DDM - Multi	397.29 - 497.76	442.01	-62.3%