DGICA
Donegal Group Inc
Price:  
18.71 
USD
Volume:  
75,954.00
United States | Insurance
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DGICA Fair Value

136.75 %
Upside

What is the fair value of DGICA?

As of 2026-07-18, the Fair Value of Donegal Group Inc (DGICA) is 44.30 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 18.71 USD, the upside of Donegal Group Inc is 136.75%.

Is DGICA a good investment?

With the market price of 18.71 USD and our fair value calculation, Donegal Group Inc (DGICA) is a good investment. Investing in DGICA stocks now will result in a potential gain of 136.75%.

18.71 USD
Stock Price
44.30 USD
Fair Price
FAIR VALUE CALCULATION

DGICA Fair Value

Peter Lynch's formula is:

DGICA Fair Value
= Earnings Growth Rate x TTM EPS
DGICA Fair Value
= 25.00 x 1.77
DGICA Fair Value
= 44.30

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31 5Y Avg
Net income 25.30 -2.00 4.43 50.86 79.34 31.59
YoY growth -52.08% -107.91% 321.28% 1,049.30% 55.99% 253.32%

DGICA Fair Value - Key Data

Market Cap (mil) 693.21
P/E 10.56x
Forward P/E 8.09x
EPS 1.77
Avg earnings growth rate 253.32%
TTM earnings 65.65