What is the intrinsic value of DGICA?
            As of 2025-11-04, the Intrinsic Value of Donegal Group Inc (DGICA) is
                56.71 USD. This DGICA valuation is based on the model Peter Lynch Fair Value.
                With the current market price of 18.50 USD, the upside of Donegal Group Inc is
                206.56%.
            
            Is DGICA undervalued or overvalued?
            Based on its market price of 18.50 USD and our intrinsic valuation, Donegal Group Inc (DGICA) is undervalued by 206.56%.
            
            
                
                    
                    
                        56.71 USD
                        Intrinsic Value
                     
                 
             
            
            
                DGICA Intrinsic Value - Valuation Summary
            
                
                
                
                     | 
                    Range | 
                     Selected | 
                     Upside | 
                
                
                    | a | 
                
                
                
                    
                    | Fair Value | 
                    
                    56.71 - 56.71 | 
                    
                    56.71 | 
                    
                    206.56% | 
                    
                
                
                
                    
                    | P/E | 
                    
                    16.06 - 28.67 | 
                    
                    20.17 | 
                    
                    9.0% | 
                    
                
                
                
                    
                    | DDM - Stable | 
                    
                    20.42 - 40.21 | 
                    
                    30.32 | 
                    
                    63.9% | 
                    
                
                
                
                    
                    | DDM - Multi | 
                    
                    17.61 - 26.85 | 
                    
                    21.26 | 
                    
                    14.9% | 
                    
                
                
                
            
            
                DGICA Intrinsic Value - Key Valuation Metrics
            
                
                    
                        
                        
                            | Market Cap (mil) | 
                            675.43 | 
                        
                        
                            | Beta | 
                            0.34 | 
                        
                        
                            | Outstanding shares (mil) | 
                            36.51 | 
                        
                        
                            | Enterprise Value (mil) | 
                            653.00 | 
                        
                        
                    
                    
                    
                        
                        
                            | Market risk premium | 
                            4.60% | 
                        
                        
                            | Cost of Equity | 
                            7.43% | 
                        
                        
                            | Cost of Debt | 
                            5.00% | 
                        
                        
                            | WACC | 
                            7.27% |