As of 2025-07-09, the Fair Value of Encore Capital Group Inc (ECPG) is -24.77 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 40.58 USD, the upside of Encore Capital Group Inc is -161.05%.
With the market price of 40.58 USD and our fair value calculation, Encore Capital Group Inc (ECPG) is not a good investment. Investing in ECPG stocks now will result in a potential loss of 161.05%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 211.80 | 350.80 | 194.60 | -206.49 | -139.24 | 82.29 |
| YoY growth | 26.15% | 65.63% | -44.53% | -206.11% | 32.57% | -25.26% |
| Market Cap (mil) | 947.54 |
| P/E | |
| Forward P/E |
| EPS | -4.95 |
| Avg earnings growth rate | -25.26% |
| TTM earnings | -115.69 |