ECPG
Encore Capital Group Inc
Price:  
39.04 
USD
Volume:  
356,853.00
United States | Consumer Finance
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ECPG Intrinsic Value

67.70 %
Upside

What is the intrinsic value of ECPG?

As of 2025-07-13, the Intrinsic Value of Encore Capital Group Inc (ECPG) is 65.46 USD. This ECPG valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 39.04 USD, the upside of Encore Capital Group Inc is 67.70%.

The range of the Intrinsic Value is 10.29 - 182.03 USD

Is ECPG undervalued or overvalued?

Based on its market price of 39.04 USD and our intrinsic valuation, Encore Capital Group Inc (ECPG) is undervalued by 67.70%.

39.04 USD
Stock Price
65.46 USD
Intrinsic Value
Intrinsic Value Details

ECPG Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) 10.29 - 182.03 65.46 67.7%
DCF (Growth 10y) 30.49 - 214.15 89.74 129.9%
DCF (EBITDA 5y) (23.21) - (2.47) (1,234.50) -123450.0%
DCF (EBITDA 10y) 2.56 - 39.23 19.16 -50.9%
Fair Value -24.77 - -24.77 -24.77 -163.45%
P/E (51.23) - (63.91) (52.27) -233.9%
EV/EBITDA (59.74) - 16.17 (17.25) -144.2%
EPV 73.78 - 197.14 135.46 247.0%
DDM - Stable (35.14) - (73.91) (54.53) -239.7%
DDM - Multi (22.50) - (38.41) (28.51) -173.0%

ECPG Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 911.58
Beta 0.94
Outstanding shares (mil) 23.35
Enterprise Value (mil) 4,515.16
Market risk premium 4.60%
Cost of Equity 8.95%
Cost of Debt 7.10%
WACC 5.92%