ECPG
Encore Capital Group Inc
Price:  
44.74 
USD
Volume:  
265,294.00
United States | Consumer Finance
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ECPG Intrinsic Value

48.90 %
Upside

What is the intrinsic value of ECPG?

As of 2025-09-16, the Intrinsic Value of Encore Capital Group Inc (ECPG) is 66.63 USD. This ECPG valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 44.74 USD, the upside of Encore Capital Group Inc is 48.90%.

The range of the Intrinsic Value is (19.55) - 466.09 USD

Is ECPG undervalued or overvalued?

Based on its market price of 44.74 USD and our intrinsic valuation, Encore Capital Group Inc (ECPG) is undervalued by 48.90%.

44.74 USD
Stock Price
66.63 USD
Intrinsic Value
Intrinsic Value Details

ECPG Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) (19.55) - 466.09 66.63 48.9%
DCF (Growth 10y) (4.49) - 484.83 83.38 86.4%
DCF (EBITDA 5y) (26.79) - 14.14 (1,234.50) -123450.0%
DCF (EBITDA 10y) (9.77) - 58.29 21.49 -52.0%
Fair Value -19.12 - -19.12 -19.12 -142.74%
P/E (43.60) - (47.81) (43.12) -196.4%
EV/EBITDA (60.01) - 59.57 6.83 -84.7%
EPV 18.67 - 185.97 102.32 128.7%
DDM - Stable (28.45) - (75.21) (51.83) -215.8%
DDM - Multi (25.79) - (53.87) (34.98) -178.2%

ECPG Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 1,029.47
Beta 1.07
Outstanding shares (mil) 23.01
Enterprise Value (mil) 4,821.57
Market risk premium 4.60%
Cost of Equity 8.99%
Cost of Debt 8.74%
WACC 6.89%