As of 2025-07-02, the Intrinsic Value of Enova International Inc (ENVA) is 524.16 USD. This ENVA valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 111.52 USD, the upside of Enova International Inc is 370.00%.
The range of the Intrinsic Value is 410.38 - 701.60 USD
Based on its market price of 111.52 USD and our intrinsic valuation, Enova International Inc (ENVA) is undervalued by 370.00%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 410.38 - 701.60 | 524.16 | 370.0% |
| DCF (Growth 10y) | 564.66 - 934.15 | 709.51 | 536.2% |
| DCF (EBITDA 5y) | 459.18 - 624.90 | 523.23 | 369.2% |
| DCF (EBITDA 10y) | 607.47 - 855.14 | 707.37 | 534.3% |
| Fair Value | 230.55 - 230.55 | 230.55 | 106.74% |
| P/E | 75.44 - 123.91 | 97.05 | -13.0% |
| EV/EBITDA | 100.80 - 320.05 | 197.91 | 77.5% |
| EPV | 8.20 - 61.59 | 34.89 | -68.7% |
| DDM - Stable | 45.35 - 101.58 | 73.46 | -34.1% |
| DDM - Multi | 105.41 - 200.71 | 139.86 | 25.4% |
| Market Cap (mil) | 2,829.26 |
| Beta | 1.33 |
| Outstanding shares (mil) | 25.37 |
| Enterprise Value (mil) | 6,531.10 |
| Market risk premium | 4.60% |
| Cost of Equity | 11.70% |
| Cost of Debt | 7.83% |
| WACC | 8.53% |