As of 2025-11-03, the Intrinsic Value of Enova International Inc (ENVA) is 538.90 USD. This ENVA valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 119.57 USD, the upside of Enova International Inc is 350.70%.
The range of the Intrinsic Value is 423.10 - 717.38 USD
Based on its market price of 119.57 USD and our intrinsic valuation, Enova International Inc (ENVA) is undervalued by 350.70%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 423.10 - 717.38 | 538.90 | 350.7% |
| DCF (Growth 10y) | 622.44 - 1,017.29 | 778.26 | 550.9% |
| DCF (EBITDA 5y) | 464.20 - 809.28 | 603.07 | 404.4% |
| DCF (EBITDA 10y) | 660.85 - 1,113.84 | 841.92 | 604.1% |
| Fair Value | 292.99 - 292.99 | 292.99 | 145.03% |
| P/E | 98.68 - 143.64 | 123.01 | 2.9% |
| EV/EBITDA | 113.33 - 347.85 | 238.77 | 99.7% |
| EPV | (4.95) - 47.13 | 21.09 | -82.4% |
| DDM - Stable | 59.15 - 122.77 | 90.96 | -23.9% |
| DDM - Multi | 119.65 - 203.62 | 151.60 | 26.8% |
| Market Cap (mil) | 2,990.45 |
| Beta | 1.53 |
| Outstanding shares (mil) | 25.01 |
| Enterprise Value (mil) | 7,043.32 |
| Market risk premium | 4.60% |
| Cost of Equity | 11.73% |
| Cost of Debt | 7.59% |
| WACC | 8.53% |