ESNT
Essent Group Ltd
Price:  
61.10 
USD
Volume:  
592,858.00
Bermuda | Thrifts & Mortgage Finance
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ESNT Fair Value

16.36 %
Upside

What is the fair value of ESNT?

As of 2025-06-24, the Fair Value of Essent Group Ltd (ESNT) is 71.10 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 61.10 USD, the upside of Essent Group Ltd is 16.36%.

Is ESNT a good investment?

With the market price of 61.10 USD and our fair value calculation, Essent Group Ltd (ESNT) is a good investment. Investing in ESNT stocks now will result in a potential gain of 16.36%.

61.10 USD
Stock Price
71.10 USD
Fair Price
FAIR VALUE CALCULATION

ESNT Fair Value

Peter Lynch's formula is:

ESNT Fair Value
= Earnings Growth Rate x TTM EPS
ESNT Fair Value
= 9.97 x 7.13
ESNT Fair Value
= 71.10

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 413.00 681.80 831.40 696.39 729.40 670.40
YoY growth -25.68% 65.08% 21.94% -16.24% 4.74% 9.97%

ESNT Fair Value - Key Data

Market Cap (mil) 6,195.54
P/E 8.57x
Forward P/E 8.00x
EPS 7.13
Avg earnings growth rate 9.97%
TTM earnings 723.12