What is the intrinsic value of EVLI.HE?

As of 2025-07-04, the Intrinsic Value of Evli Pankki Oyj (EVLI.HE) is 28.67 EUR. This EVLI.HE valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 18.40 EUR, the upside of Evli Pankki Oyj is 55.80%.

The range of the Intrinsic Value is 24.31 - 35.20 EUR

Is EVLI.HE undervalued or overvalued?

Based on its market price of 18.40 EUR and our intrinsic valuation, Evli Pankki Oyj (EVLI.HE) is undervalued by 55.80%.

	Range	Selected	Upside
a
DCF (Growth 5y)	24.31 - 35.20	28.67	55.8%
DCF (Growth 10y)	28.70 - 40.94	33.62	82.7%
DCF (EBITDA 5y)	22.57 - 25.76	23.56	28.0%
DCF (EBITDA 10y)	27.25 - 32.33	29.17	58.5%
Fair Value	28.87 - 28.87	28.87	56.90%
P/E	12.73 - 57.02	25.61	39.2%
EV/EBITDA	15.25 - 52.34	29.07	58.0%
EPV	18.51 - 23.73	21.12	14.8%
DDM - Stable	8.11 - 15.83	11.97	-34.9%
DDM - Multi	18.01 - 26.00	21.19	15.2%