As of 2026-03-14, the Intrinsic Value of Funding Circle Holdings PLC (FCH.L) is 4.90 GBP. This FCH.L valuation is based on the model Discounted Cash Flows (EBITDA Exit 5Y). With the current market price of 135.80 GBP, the upside of Funding Circle Holdings PLC is -96.40%.
The range of the Intrinsic Value is (0.66) - 9.42 GBP
Based on its market price of 135.80 GBP and our intrinsic valuation, Funding Circle Holdings PLC (FCH.L) is overvalued by 96.40%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (91.34) - (30.31) | (41.77) | -130.8% |
| DCF (Growth 10y) | (25.22) - (61.78) | (32.15) | -123.7% |
| DCF (EBITDA 5y) | (0.66) - 9.42 | 4.90 | -96.4% |
| DCF (EBITDA 10y) | (2.98) - 8.96 | 3.30 | -97.6% |
| Fair Value | 46.06 - 46.06 | 46.06 | -66.08% |
| P/E | 2.26 - 120.86 | 56.58 | -58.3% |
| EV/EBITDA | 12.73 - 44.31 | 30.49 | -77.6% |
| EPV | 184.80 - 240.95 | 212.87 | 56.8% |
| DDM - Stable | 106.89 - 523.03 | 314.96 | 131.9% |
| DDM - Multi | 4.37 - 16.76 | 6.95 | -94.9% |
| Market Cap (mil) | 396.55 |
| Beta | 1.42 |
| Outstanding shares (mil) | 2.92 |
| Enterprise Value (mil) | 425.75 |
| Market risk premium | 5.98% |
| Cost of Equity | 7.81% |
| Cost of Debt | 5.00% |
| WACC | 7.02% |