FFBC
First Financial Bancorp
Price:  
25.86 
USD
Volume:  
258,507.00
United States | Banks
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FFBC Fair Value

-53.63 %
Upside

What is the fair value of FFBC?

As of 2025-07-05, the Fair Value of First Financial Bancorp (FFBC) is 11.99 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 25.86 USD, the upside of First Financial Bancorp is -53.63%.

Is FFBC a good investment?

With the market price of 25.86 USD and our fair value calculation, First Financial Bancorp (FFBC) is not a good investment. Investing in FFBC stocks now will result in a potential loss of 53.63%.

25.86 USD
Stock Price
11.99 USD
Fair Price
FAIR VALUE CALCULATION

FFBC Fair Value

Peter Lynch's formula is:

FFBC Fair Value
= Earnings Growth Rate x TTM EPS
FFBC Fair Value
= 5.00 x 2.40
FFBC Fair Value
= 11.99

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 155.80 205.20 217.60 255.86 228.83 212.66
YoY growth -21.35% 31.71% 6.04% 17.58% -10.57% 4.68%

FFBC Fair Value - Key Data

Market Cap (mil) 2,475.84
P/E 10.78x
Forward P/E 10.16x
EPS 2.40
Avg earnings growth rate 4.68%
TTM earnings 229.63