As of 2025-08-03, the Fair Value of Farmers & Merchants Bancorp Inc (FMAO) is 19.42 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 23.79 USD, the upside of Farmers & Merchants Bancorp Inc is -18.37%.
With the market price of 23.79 USD and our fair value calculation, Farmers & Merchants Bancorp Inc (FMAO) is not a good investment. Investing in FMAO stocks now will result in a potential loss of 18.37%.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 20.10 | 23.50 | 32.50 | 22.79 | 25.94 | 24.96 |
| YoY growth | 9.24% | 16.92% | 38.30% | -29.89% | 13.83% | 9.68% |
| Market Cap (mil) | 326.40 |
| P/E | 11.86x |
| Forward P/E | 11.13x |
| EPS | 2.01 |
| Avg earnings growth rate | 9.68% |
| TTM earnings | 27.53 |