What is the intrinsic value of FMBH?
            As of 2025-10-31, the Intrinsic Value of First Mid Bancshares Inc (FMBH) is
                41.35 USD. This FMBH valuation is based on the model Peter Lynch Fair Value.
                With the current market price of 35.20 USD, the upside of First Mid Bancshares Inc is
                17.47%.
            
            Is FMBH undervalued or overvalued?
            Based on its market price of 35.20 USD and our intrinsic valuation, First Mid Bancshares Inc (FMBH) is undervalued by 17.47%.
            
            
                
                    
                    
                        41.35 USD
                        Intrinsic Value
                     
                 
             
            
            
                FMBH Intrinsic Value - Valuation Summary
            
                
                
                
                    |  | Range | Selected | Upside | 
                
                    | a | 
                
                
                    
                    | Fair Value | 41.35 - 41.35 | 41.35 | 17.47% | 
                
                
                    
                    | P/E | 40.73 - 48.38 | 45.87 | 30.3% | 
                
                
                    
                    | DDM - Stable | 24.74 - 59.42 | 42.08 | 19.6% | 
                
                
                    
                    | DDM - Multi | 30.61 - 56.02 | 39.48 | 12.2% | 
                
                
            
            
                FMBH Intrinsic Value - Key Valuation Metrics
            
                
                    
                        
                        
                            | Market Cap (mil) | 844.80 | 
                        
                            | Beta | 1.02 | 
                        
                            | Outstanding shares (mil) | 24.00 | 
                        
                            | Enterprise Value (mil) | 1,142.72 | 
                        
                    
                    
                    
                        
                        
                            | Market risk premium | 4.60% | 
                        
                            | Cost of Equity | 9.62% | 
                        
                            | Cost of Debt | 5.00% | 
                        
                            | WACC | 8.12% |