FNFI
First Niles Financial Inc
Price:  
8.36 
USD
Volume:  
12,760.00
United States | Thrifts & Mortgage Finance
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FNFI Fair Value

68.63 %
Upside

What is the fair value of FNFI?

As of 2025-07-10, the Fair Value of First Niles Financial Inc (FNFI) is 14.10 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 8.36 USD, the upside of First Niles Financial Inc is 68.63%.

Is FNFI a good investment?

With the market price of 8.36 USD and our fair value calculation, First Niles Financial Inc (FNFI) is a good investment. Investing in FNFI stocks now will result in a potential gain of 68.63%.

8.36 USD
Stock Price
14.10 USD
Fair Price
FAIR VALUE CALCULATION

FNFI Fair Value

Peter Lynch's formula is:

FNFI Fair Value
= Earnings Growth Rate x TTM EPS
FNFI Fair Value
= 25.00 x 0.56
FNFI Fair Value
= 14.10

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2005-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income 1.05 0.30 0.59 0.25 0.81 0.60
YoY growth 1.94% -71.43% 96.67% -57.63% 223.20% 38.55%

FNFI Fair Value - Key Data

Market Cap (mil) 11.12
P/E 14.83x
Forward P/E 13.49x
EPS 0.56
Avg earnings growth rate 38.55%
TTM earnings 0.75