As of 2026-04-03, the Fair Value of FlexShopper Inc (FPAY) is -5.67 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 0.19 USD, the upside of FlexShopper Inc is -3,083.42%.
With the market price of 0.19 USD and our fair value calculation, FlexShopper Inc (FPAY) is not a good investment. Investing in FPAY stocks now will result in a potential loss of 3,083.42%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | -0.30 | 3.30 | 13.60 | -4.23 | -0.18 | 2.44 |
| YoY growth | -150.00% | 1,200.00% | 312.12% | -131.13% | 95.77% | 265.35% |
| Market Cap (mil) | 0.15 |
| P/E | |
| Forward P/E | 0.29x |
| EPS | -0.23 |
| Avg earnings growth rate | 265.35% |
| TTM earnings | -0.18 |