Is IPF.L undervalued or overvalued?

As of 2025-03-21, the Intrinsic Value of International Personal Finance PLC (IPF.L) is 111.84 GBP. This IPF.L valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 154.00 GBP, the upside of International Personal Finance PLC is -27.40%. This means that IPF.L is overvalued by 27.40%.

The range of the Intrinsic Value is 12.79 - 318.71 GBP

	Range	Selected	Upside
a
DCF (Growth 5y)	12.79 - 318.71	111.84	-27.4%
DCF (Growth 10y)	14.75 - 267.83	97.48	-36.7%
DCF (EBITDA 5y)	15.83 - 193.18	62.80	-59.2%
DCF (EBITDA 10y)	27.03 - 191.56	74.16	-51.8%
Fair Value	150.19 - 150.19	150.19	-2.47%
P/E	156.02 - 214.48	171.01	11.0%
EV/EBITDA	63.06 - 307.45	132.28	-14.1%
EPV	499.51 - 652.04	575.78	273.9%
DDM - Stable	314.26 - 1,176.03	745.14	383.9%
DDM - Multi	365.21 - 1,025.33	534.28	246.9%