JFIN
Jiayin Group Inc
Price:  
12.82 
USD
Volume:  
90,593.00
China | Consumer Finance
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JFIN Fair Value

447.22 %
Upside

What is the fair value of JFIN?

As of 2025-05-26, the Fair Value of Jiayin Group Inc (JFIN) is 70.15 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 12.82 USD, the upside of Jiayin Group Inc is 447.22%.

Is JFIN a good investment?

With the market price of 12.82 USD and our fair value calculation, Jiayin Group Inc (JFIN) is a good investment. Investing in JFIN stocks now will result in a potential gain of 447.22%.

12.82 USD
Stock Price
70.15 USD
Fair Price
FAIR VALUE CALCULATION

JFIN Fair Value

Peter Lynch's formula is:

JFIN Fair Value
= Earnings Growth Rate x TTM EPS
JFIN Fair Value
= 25.00 x 20.15
JFIN Fair Value
= 70.15

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 252.88 472.09 1,179.66 1,297.62 1,056.00 851.65
YoY growth -52.08% 86.68% 149.88% 10.00% -18.62% 35.17%

JFIN Fair Value - Key Data

Market Cap (mil) 672.46
P/E 4.57x
Forward P/E 4.38x
EPS 20.15
Avg earnings growth rate 35.17%
TTM earnings 1,057.00