As of 2026-06-25, the Fair Value of Loandepot Inc (LDI) is -1.16 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 1.20 USD, the upside of Loandepot Inc is -196.50%.
With the market price of 1.20 USD and our fair value calculation, Loandepot Inc (LDI) is not a good investment. Investing in LDI stocks now will result in a potential loss of 196.50%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 5Y Avg | |
| Net income | 113.50 | -273.00 | -110.14 | -98.33 | -62.65 | -86.12 |
| YoY growth | -94.36% | -340.53% | 59.65% | 10.72% | 36.29% | -65.64% |
| Market Cap (mil) | 405.38 |
| P/E | |
| Forward P/E |
| EPS | -0.23 |
| Avg earnings growth rate | -65.64% |
| TTM earnings | -78.24 |