As of 2025-09-22, the Fair Value of Lufax Holding Ltd (LU) is -2.74 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 3.32 USD, the upside of Lufax Holding Ltd is -182.58%.
With the market price of 3.32 USD and our fair value calculation, Lufax Holding Ltd (LU) is not a good investment. Investing in LU stocks now will result in a potential loss of 182.58%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |
| Net income | 13,332.43 | 12,354.11 | 16,804.38 | 8,699.37 | 886.87 | 10,415.43 |
| YoY growth | -2.11% | -7.34% | 36.02% | -48.23% | -89.81% | -22.29% |
| Market Cap (mil) | 2,877.41 |
| P/E | |
| Forward P/E | 26.81x |
| EPS | -3.90 |
| Avg earnings growth rate | -22.29% |
| TTM earnings | -3,381.58 |