As of 2026-04-07, the Fair Value of Navient Corp (NAVI) is -4.15 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 8.50 USD, the upside of Navient Corp is -148.87%.
With the market price of 8.50 USD and our fair value calculation, Navient Corp (NAVI) is not a good investment. Investing in NAVI stocks now will result in a potential loss of 148.87%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 5Y Avg | |
| Net income | 717.00 | 645.00 | 228.00 | 131.00 | -80.00 | 328.20 |
| YoY growth | 74.03% | -10.04% | -64.65% | -42.54% | -161.07% | -40.86% |
| Market Cap (mil) | 808.26 |
| P/E | |
| Forward P/E |
| EPS | -0.83 |
| Avg earnings growth rate | -40.86% |
| TTM earnings | -79.00 |