As of 2025-05-16, the Fair Value of Nicholas Financial Inc (NICK) is -24.96 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 6.19 USD, the upside of Nicholas Financial Inc is -503.17%.
With the market price of 6.19 USD and our fair value calculation, Nicholas Financial Inc (NICK) is not a good investment. Investing in NICK stocks now will result in a potential loss of 503.17%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 5Y Avg | |
| Net income | -3.65 | 3.47 | 8.35 | 3.00 | -34.12 | -4.59 |
| YoY growth | -231.82% | 195.07% | 140.63% | -64.07% | -1,237.33% | -239.50% |
| Market Cap (mil) | 45.13 |
| P/E | |
| Forward P/E |
| EPS | -4.99 |
| Avg earnings growth rate | -239.50% |
| TTM earnings | -36.39 |