As of 2026-09-09, the Fair Value of NI Holdings Inc (NODK) is -1.07 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 15.16 USD, the upside of NI Holdings Inc is -107.03%.
With the market price of 15.16 USD and our fair value calculation, NI Holdings Inc (NODK) is not a good investment. Investing in NODK stocks now will result in a potential loss of 107.03%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 5Y Avg | |
| Net income | 8.40 | -53.10 | -5.48 | -6.06 | -10.41 | -13.33 |
| YoY growth | -79.21% | -732.14% | 89.69% | -10.66% | -71.83% | -160.83% |
| Market Cap (mil) | 310.48 |
| P/E | |
| Forward P/E |
| EPS | -0.21 |
| Avg earnings growth rate | -160.83% |
| TTM earnings | -4.37 |