As of 2025-05-15, the Intrinsic Value of Nu Holdings Ltd (NU) is 29.07 USD. This NU valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 13.49 USD, the upside of Nu Holdings Ltd is 115.50%.
The range of the Intrinsic Value is 23.21 - 38.29 USD
Based on its market price of 13.49 USD and our intrinsic valuation, Nu Holdings Ltd (NU) is undervalued by 115.50%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 23.21 - 38.29 | 29.07 | 115.5% |
| DCF (Growth 10y) | 29.97 - 47.87 | 36.95 | 173.9% |
| DCF (EBITDA 5y) | 49.44 - 61.29 | 55.17 | 308.9% |
| DCF (EBITDA 10y) | 70.06 - 92.22 | 80.49 | 496.6% |
| Fair Value | 10.23 - 10.23 | 10.23 | -24.15% |
| P/E | 7.44 - 10.08 | 8.84 | -34.5% |
| EV/EBITDA | 18.44 - 25.53 | 21.61 | 60.2% |
| EPV | 3.60 - 6.18 | 4.89 | -63.8% |
| DDM - Stable | 3.05 - 6.27 | 4.66 | -65.5% |
| DDM - Multi | 8.65 - 14.48 | 10.88 | -19.3% |
| Market Cap (mil) | 65,003.72 |
| Beta | 1.42 |
| Outstanding shares (mil) | 4,818.66 |
| Enterprise Value (mil) | 89,199.52 |
| Market risk premium | 4.60% |
| Cost of Equity | 8.14% |
| Cost of Debt | 4.25% |
| WACC | 6.57% |