OFG
OFG Bancorp
Price:  
41.04 
USD
Volume:  
1,007,161.00
Czechia | Banks
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OFG Fair Value

163.21 %
Upside

What is the fair value of OFG?

As of 2025-06-22, the Fair Value of OFG Bancorp (OFG) is 108.02 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 41.04 USD, the upside of OFG Bancorp is 163.21%.

Is OFG a good investment?

With the market price of 41.04 USD and our fair value calculation, OFG Bancorp (OFG) is a good investment. Investing in OFG stocks now will result in a potential gain of 163.21%.

41.04 USD
Stock Price
108.02 USD
Fair Price
FAIR VALUE CALCULATION

OFG Fair Value

Peter Lynch's formula is:

OFG Fair Value
= Earnings Growth Rate x TTM EPS
OFG Fair Value
= 25.00 x 4.32
OFG Fair Value
= 108.02

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 74.30 146.20 166.24 181.87 198.17 153.36
YoY growth 38.10% 96.77% 13.71% 9.40% 8.96% 33.39%

OFG Fair Value - Key Data

Market Cap (mil) 1,843.11
P/E 9.50x
Forward P/E 8.55x
EPS 4.32
Avg earnings growth rate 33.39%
TTM earnings 194.05