OMF
OneMain Holdings Inc
Price:  
49.35 
USD
Volume:  
836,709.00
United States | Consumer Finance
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OMF Fair Value

-56.80 %
Upside

What is the fair value of OMF?

As of 2025-05-03, the Fair Value of OneMain Holdings Inc (OMF) is 21.32 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 49.35 USD, the upside of OneMain Holdings Inc is -56.80%.

Is OMF a good investment?

With the market price of 49.35 USD and our fair value calculation, OneMain Holdings Inc (OMF) is not a good investment. Investing in OMF stocks now will result in a potential loss of 56.80%.

49.35 USD
Stock Price
21.32 USD
Fair Price
FAIR VALUE CALCULATION

OMF Fair Value

Peter Lynch's formula is:

OMF Fair Value
= Earnings Growth Rate x TTM EPS
OMF Fair Value
= 5.00 x 4.26
OMF Fair Value
= 21.32

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 730.00 1,314.00 878.00 641.00 509.00 814.40
YoY growth -14.62% 80.00% -33.18% -26.99% -20.59% -3.08%

OMF Fair Value - Key Data

Market Cap (mil) 5,890.91
P/E 11.57x
Forward P/E 14.17x
EPS 4.26
Avg earnings growth rate -3.08%
TTM earnings 509.00