As of 2025-07-10, the Intrinsic Value of Payoneer Global Inc (PAYO) is 9.22 USD. This PAYO valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 6.89 USD, the upside of Payoneer Global Inc is 33.8%.

The range of the Intrinsic Value is 7.13 - 14.19 USD.

Is PAYO undervalued or overvalued?

Based on its market price of 6.89 USD and our intrinsic valuation, Payoneer Global Inc (PAYO) is undervalued by 33.8%.

6.89 USD

Stock Price

9.22 USD

Intrinsic Value

Intrinsic Value Details

PAYO Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
DCF (Growth Exit 5Y)	7.13 - 14.19	9.22	33.8%
DCF (Growth Exit 10Y)	7.51 - 13.98	9.44	37.0%
DCF (EBITDA Exit 5Y)	9.27 - 11.76	10.13	47.0%
DCF (EBITDA Exit 10Y)	9.13 - 11.64	10.03	45.6%
Peter Lynch Fair Value	7.79 - 7.79	7.79	13.13%
P/E Multiples	7.56 - 10.28	9.01	30.8%
EV/EBITDA Multiples	8.23 - 12.06	10.24	48.6%
Earnings Power Value	11.57 - 13.39	12.48	81.2%
Dividend Discount Model - Stable	2.25 - 5.51	3.88	-43.7%
Dividend Discount Model - Multi Stages	2.44 - 4.71	3.22	-53.3%

PAYO Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Visa Inc	194.02 - 856.57	311.19	-13.0%
Mastercard Inc	313.34 - 1,391.48	505.96	-10.5%
Automatic Data Processing Inc	196.04 - 654.13	297.69	-3.5%
PayPal Holdings Inc	70.72 - 126.73	90.13	20.4%
Square Inc	66.26 - 204.71	99.64	14.6%
Paychex Inc	89.56 - 422.16	147.83	1.3%
Fidelity National Information Services Inc	51.54 - 384.84	99.60	24.5%
Fleetcor Technologies Inc	207.74 - 673.61	331.96	-12.6%
Global Payments Inc	71.92 - 147.51	100.49	24.6%

PAYO Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	2,492
Beta	1.7
Outstanding shares (mil)	362
Enterprise Value (mil)	1,968

Market risk premium	5.1%
Cost of Equity	10.4%
Cost of Debt	4.5%
WACC	6.8%