What is the intrinsic value of PBHC?
As of 2025-07-17, the Intrinsic Value of Pathfinder Bancorp Inc (MARYLAND) (PBHC) is
5.87 USD. This PBHC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 15.25 USD, the upside of Pathfinder Bancorp Inc (MARYLAND) is
-61.52%.
Is PBHC undervalued or overvalued?
Based on its market price of 15.25 USD and our intrinsic valuation, Pathfinder Bancorp Inc (MARYLAND) (PBHC) is overvalued by 61.52%.
PBHC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
5.87 - 5.87 |
5.87 |
-61.52% |
| P/E |
5.15 - 6.25 |
5.85 |
-61.6% |
| DDM - Stable |
5.61 - 26.58 |
16.09 |
5.5% |
| DDM - Multi |
6.59 - 22.23 |
9.94 |
-34.8% |
PBHC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
93.91 |
| Beta |
0.00 |
| Outstanding shares (mil) |
6.16 |
| Enterprise Value (mil) |
140.76 |
| Market risk premium |
4.60% |
| Cost of Equity |
7.86% |
| Cost of Debt |
5.00% |
| WACC |
6.61% |