As of 2024-12-12, the Fair Value of Provident Financial PLC (PFG.L) is -195.07 GBP. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 105.60 GBP, the upside of Provident Financial PLC is -284.73%.
Note: valuation result may not be accurate due to the low predictability of business.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | - | - | 5Y Avg | |
| Net income | -32.10 | 77.40 | - | - | 22.65 | |
| YoY growth | 61.51% | 341.12% | - | - | 201.32% | |
| Market Cap (mil) | 376.23 |
| P/E | 4.86x |
| Forward P/E | 4.81x |
| EPS | -7.80 |
| Avg earnings growth rate | 201.32% |
| TTM earnings | 77.40 |