As of 2025-08-08, the Intrinsic Value of PNB Housing Finance Ltd (PNBHOUSING.NS) is 455.56 INR. This PNBHOUSING.NS valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 758.70 INR, the upside of PNB Housing Finance Ltd is -40.00%.
The range of the Intrinsic Value is (252.75) - 2,728.58 INR
Based on its market price of 758.70 INR and our intrinsic valuation, PNB Housing Finance Ltd (PNBHOUSING.NS) is overvalued by 40.00%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (252.75) - 2,728.58 | 455.56 | -40.0% |
| DCF (Growth 10y) | (251.29) - 2,310.68 | 367.74 | -51.5% |
| DCF (EBITDA 5y) | (218.03) - 621.98 | 188.84 | -75.1% |
| DCF (EBITDA 10y) | (229.22) - 679.09 | 179.51 | -76.3% |
| Fair Value | 1,508.97 - 1,508.97 | 1,508.97 | 98.89% |
| P/E | 722.76 - 1,431.71 | 922.03 | 21.5% |
| EV/EBITDA | 373.03 - 1,707.15 | 886.57 | 16.9% |
| EPV | (466.02) - 209.15 | (128.44) | -116.9% |
| DDM - Stable | 302.15 - 880.97 | 591.56 | -22.0% |
| DDM - Multi | 180.49 - 441.39 | 259.82 | -65.8% |
| Market Cap (mil) | 256,026.34 |
| Beta | 1.08 |
| Outstanding shares (mil) | 337.45 |
| Enterprise Value (mil) | 843,121.40 |
| Market risk premium | 8.31% |
| Cost of Equity | 14.07% |
| Cost of Debt | 9.98% |
| WACC | 9.81% |