What is the intrinsic value of PNBHOUSING.NS?

As of 2025-06-12, the Intrinsic Value of PNB Housing Finance Ltd (PNBHOUSING.NS) is 347.69 INR. This PNBHOUSING.NS valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 1,121.80 INR, the upside of PNB Housing Finance Ltd is -69.00%.

The range of the Intrinsic Value is (397.45) - 2,634.78 INR

Is PNBHOUSING.NS undervalued or overvalued?

Based on its market price of 1,121.80 INR and our intrinsic valuation, PNB Housing Finance Ltd (PNBHOUSING.NS) is overvalued by 69.00%.

	Range	Selected	Upside
a
DCF (Growth 5y)	(397.45) - 2,634.78	347.69	-69.0%
DCF (Growth 10y)	(330.56) - 2,435.85	360.32	-67.9%
DCF (EBITDA 5y)	(332.93) - 695.97	149.92	-86.6%
DCF (EBITDA 10y)	(286.87) - 849.64	212.68	-81.0%
Fair Value	1,861.32 - 1,861.32	1,861.32	65.92%
P/E	953.31 - 1,986.40	1,288.11	14.8%
EV/EBITDA	806.04 - 2,540.92	1,383.64	23.3%
EPV	(414.15) - 426.70	6.28	-99.4%
DDM - Stable	371.27 - 1,038.70	704.98	-37.2%
DDM - Multi	193.33 - 455.65	275.40	-75.5%