PTRS
Partners Bancorp
Price:  
7.15 
USD
Volume:  
10,460.00
United States | Banks
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PTRS Fair Value

208.06 %
Upside

What is the fair value of PTRS?

As of 2025-07-10, the Fair Value of Partners Bancorp (PTRS) is 22.03 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 7.15 USD, the upside of Partners Bancorp is 208.06%.

Is PTRS a good investment?

With the market price of 7.15 USD and our fair value calculation, Partners Bancorp (PTRS) is a good investment. Investing in PTRS stocks now will result in a potential gain of 208.06%.

7.15 USD
Stock Price
22.03 USD
Fair Price
FAIR VALUE CALCULATION

PTRS Fair Value

Peter Lynch's formula is:

PTRS Fair Value
= Earnings Growth Rate x TTM EPS
PTRS Fair Value
= 25.00 x 0.88
PTRS Fair Value
= 22.03

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2018-12-31 2019-12-31 2020-12-31 2021-12-31 2022-12-31 5Y Avg
Net income 5.48 5.88 5.67 7.41 13.62 7.61
YoY growth 60.70% 7.30% -3.57% 30.69% 83.81% 35.79%

PTRS Fair Value - Key Data

Market Cap (mil) 128.63
P/E 8.12x
Forward P/E 9.26x
EPS 0.88
Avg earnings growth rate 35.79%
TTM earnings 15.85