As of 2025-05-16, the Intrinsic Value of 360 DigiTech Inc (QFIN) is 99.04 USD. This QFIN valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 44.27 USD, the upside of 360 DigiTech Inc is 123.70%.
The range of the Intrinsic Value is 82.11 - 126.30 USD
Based on its market price of 44.27 USD and our intrinsic valuation, 360 DigiTech Inc (QFIN) is undervalued by 123.70%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 82.11 - 126.30 | 99.04 | 123.7% |
| DCF (Growth 10y) | 92.76 - 140.73 | 111.23 | 151.3% |
| DCF (EBITDA 5y) | 78.92 - 110.94 | 92.45 | 108.8% |
| DCF (EBITDA 10y) | 90.20 - 127.30 | 105.74 | 138.9% |
| Fair Value | 165.87 - 165.87 | 165.87 | 274.69% |
| P/E | 39.60 - 60.91 | 47.37 | 7.0% |
| EV/EBITDA | 50.86 - 90.98 | 69.94 | 58.0% |
| EPV | 102.99 - 141.59 | 122.29 | 176.2% |
| DDM - Stable | 46.01 - 95.44 | 70.72 | 59.8% |
| DDM - Multi | 56.97 - 96.73 | 72.14 | 62.9% |
| Market Cap (mil) | 5,774.53 |
| Beta | 1.39 |
| Outstanding shares (mil) | 130.44 |
| Enterprise Value (mil) | 5,348.67 |
| Market risk premium | 4.60% |
| Cost of Equity | 8.68% |
| Cost of Debt | 4.86% |
| WACC | 8.52% |