RM
Regional Management Corp
Price:  
23.39 
USD
Volume:  
15,719.00
United States | Consumer Finance
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RM Fair Value

181.62 %
Upside
As of 2023-12-11, the Fair Value of Regional Management Corp (RM) is 65.87 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 23.39 USD, the upside of Regional Management Corp is 181.62%.
23.39 USD
Stock Price
65.87 USD
Fair Price
FAIR VALUE CALCULATION

RM Fair Value

Peter Lynch's formula is:

RM Fair Value
= Earnings Growth Rate x TTM EPS
RM Fair Value
= 25.00 x 2.63
RM Fair Value
= 65.87

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the TTM EPS is negative, we do not compute Peter Lynch's formula for that stock. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%.

Historical Earnings
2018-12-31 2019-12-31 2020-12-31 2021-12-31 2022-12-31 5Y Avg
Net income 35.30 44.70 26.70 88.70 51.20 49.32
YoY growth 17.67% 26.63% -40.27% 232.21% -42.28% 38.79%

RM Fair Value - Key Data

Market Cap (mil) 229.92
P/E 8.88x
Forward P/E 2.95x
EPS 2.63
Avg earnings growth rate 38.79%
TTM earnings 25.90