RM
Regional Management Corp
Price:  
28.16 
USD
Volume:  
117,047.00
United States | Consumer Finance
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RM Fair Value

195.59 %
Upside

What is the fair value of RM?

As of 2025-06-22, the Fair Value of Regional Management Corp (RM) is 83.24 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 28.16 USD, the upside of Regional Management Corp is 195.59%.

Is RM a good investment?

With the market price of 28.16 USD and our fair value calculation, Regional Management Corp (RM) is a good investment. Investing in RM stocks now will result in a potential gain of 195.59%.

28.16 USD
Stock Price
83.24 USD
Fair Price
FAIR VALUE CALCULATION

RM Fair Value

Peter Lynch's formula is:

RM Fair Value
= Earnings Growth Rate x TTM EPS
RM Fair Value
= 25.00 x 3.33
RM Fair Value
= 83.24

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 26.70 88.70 51.20 15.96 41.23 44.76
YoY growth -40.27% 232.21% -42.28% -68.83% 158.35% 47.84%

RM Fair Value - Key Data

Market Cap (mil) 279.35
P/E 8.46x
Forward P/E 6.22x
EPS 3.33
Avg earnings growth rate 47.84%
TTM earnings 33.03