As of 2025-05-16, the Intrinsic Value of Regional Management Corp (RM) is 50.52 USD. This RM valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 29.12 USD, the upside of Regional Management Corp is 73.50%.
The range of the Intrinsic Value is (2.75) - 174.95 USD
Based on its market price of 29.12 USD and our intrinsic valuation, Regional Management Corp (RM) is undervalued by 73.50%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (2.75) - 174.95 | 50.52 | 73.5% |
| DCF (Growth 10y) | 15.39 - 211.89 | 74.56 | 156.0% |
| DCF (EBITDA 5y) | (14.40) - 46.79 | 13.48 | -53.7% |
| DCF (EBITDA 10y) | 6.66 - 92.56 | 43.60 | 49.7% |
| Fair Value | 82.24 - 82.24 | 82.24 | 182.43% |
| P/E | 23.03 - 31.43 | 27.45 | -5.7% |
| EV/EBITDA | (63.04) - (7.17) | (32.94) | -213.1% |
| EPV | 139.89 - 391.48 | 265.69 | 812.4% |
| DDM - Stable | 9.94 - 21.98 | 15.96 | -45.2% |
| DDM - Multi | 15.06 - 26.80 | 19.33 | -33.6% |
| Market Cap (mil) | 292.36 |
| Beta | 1.11 |
| Outstanding shares (mil) | 10.04 |
| Enterprise Value (mil) | 1,758.14 |
| Market risk premium | 4.60% |
| Cost of Equity | 18.82% |
| Cost of Debt | 6.67% |
| WACC | 7.38% |