RM
Regional Management Corp
Price:  
32.57 
USD
Volume:  
58,704.00
United States | Consumer Finance
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RM Intrinsic Value

116.70 %
Upside

What is the intrinsic value of RM?

As of 2026-03-23, the Intrinsic Value of Regional Management Corp (RM) is 70.58 USD. This RM valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 32.57 USD, the upside of Regional Management Corp is 116.70%.

The range of the Intrinsic Value is 6.07 - 214.96 USD

Is RM undervalued or overvalued?

Based on its market price of 32.57 USD and our intrinsic valuation, Regional Management Corp (RM) is undervalued by 116.70%.

32.57 USD
Stock Price
70.58 USD
Intrinsic Value
Intrinsic Value Details

RM Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) 6.07 - 214.96 70.58 116.7%
DCF (Growth 10y) 43.73 - 299.89 123.03 277.7%
DCF (EBITDA 5y) (0.15) - 75.63 28.85 -11.4%
DCF (EBITDA 10y) 38.51 - 155.89 84.04 158.0%
Fair Value 118.12 - 118.12 118.12 262.66%
P/E 18.88 - 32.79 26.73 -17.9%
EV/EBITDA (36.41) - 33.74 (7.18) -122.0%
EPV 166.48 - 442.94 304.71 835.6%
DDM - Stable 14.16 - 31.47 22.82 -30.0%
DDM - Multi 16.20 - 30.21 21.25 -34.7%

RM Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 306.16
Beta 0.78
Outstanding shares (mil) 9.40
Enterprise Value (mil) 1,944.51
Market risk premium 4.60%
Cost of Equity 18.93%
Cost of Debt 6.86%
WACC 7.36%