As of 2025-05-14, the Intrinsic Value of Root Inc (ROOT) is 40.2 USD. This ROOT valuation is based on the model Peter Lynch Fair Value. With the current market price of 150.24 USD, the upside of Root Inc is -73.2%.

Is ROOT undervalued or overvalued?

Based on its market price of 150.24 USD and our intrinsic valuation, Root Inc (ROOT) is overvalued by 73.2%.

150.24 USD

Stock Price

40.2 USD

Intrinsic Value

Intrinsic Value Details

ROOT Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
Peter Lynch Fair Value	40.2 - 40.2	40.2	-73.24%
P/E Multiples	18.65 - 35.11	25.76	-82.9%
Dividend Discount Model - Stable	20.75 - 92.38	56.56	-62.4%
Dividend Discount Model - Multi Stages	26.02 - 90.52	40.48	-73.1%

ROOT Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Kinsale Capital Group Inc	434.5 - 434.5	434.5	-2.7%
Assured Guaranty Ltd	188.3 - 188.3	188.3	114.7%
Hci Group Inc	73.22 - 73.22	73.22	-54.8%
Employers Holdings Inc	51.71 - 51.71	51.71	4.5%
ProAssurance Corp	4.14 - 4.14	4.14	-82%
Amerisafe Inc	14.55 - 14.55	14.55	-68.9%
Investors Title Co	213.15 - 213.15	213.15	-12.1%
Global Indemnity Group LLC	75.81 - 75.81	75.81	153.7%

ROOT Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	2,308
Beta	1.25
Outstanding shares (mil)	15
Enterprise Value (mil)	1,905

Market risk premium	5.1%
Cost of Equity	7.5%
Cost of Debt	5%
WACC	7.2%