SC
Santander Consumer USA Holdings Inc
Price:
41.6
USD
Volume:
9,483,140
United States | Consumer Finance
SC Relative Valuation
134.2 %
Upside
As of 2025-07-03, the Relative Valuation of Santander Consumer USA Holdings Inc (SC) is 97.43 USD. This relative valuation is based on P/E multiples. With the latest stock price at 41.60 USD, the upside of Santander Consumer USA Holdings Inc based on Relative Valuation is 134.2%.
The range of the Relative Valuation is 45.26 - 188.04 USD.
Note: valuation result may not be accurate due to the low predictability of business.
| Range | Selected | |
| Trailing P/E multiples | 12.0x - 18.7x | 14.6x |
| Forward P/E multiples | 15.1x - 16.5x | 16.1x |
| Fair Price | 45.26 - 188.04 | 97.43 |
| Upside | 8.8% - 352.0% | 134.2% |
41.60 USD
Stock Price
97.43 USD
Fair Price
| (USD in millions except Fair Price) | |||
| Market Cap (USD mil) | Trailing P/E | Forward P/E | |
| Santander Consumer USA Holdings Inc | 12,734 | 4.1x | 13.8x |
| Ally Financial Inc | 12,563 | 43.9x | 16.2x |
| Credit Acceptance Corp | 6,307 | 21.8x | 22.7x |
| Discover Financial Services | 50,343 | 8.9x | 10.2x |
| EZCORP Inc | 763 | 8.5x | 8.3x |
| FirstCash Inc | 6,067 | 21.6x | 23x |
| Navient Corp | 1,490 | 26.6x | 15.9x |
| Nelnet Inc | 4,440 | 16.7x | 27.9x |
| OneMain Holdings Inc | 7,049 | 12.4x | 16.9x |
| SLM Corp | 7,093 | 11.4x | 10.3x |
| Industry median | 14.6x | 16.1x | |
| (*) Profit after tax | 3,085 | 920 | |
| Equity value | 44,883 | 14,766 | |
| (/) Outstanding shares | 306 | 306 | |
| Fair price | 147 | 48 | |