SMBK
SmartFinancial Inc
Price:  
35.20 
USD
Volume:  
33,885.00
United States | Banks
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SmartFinancial Intrinsic Value

-34.78 %
Upside

What is the intrinsic value of SmartFinancial?

As of 2025-07-13, the Intrinsic Value of SmartFinancial Inc (SMBK) is 22.96 USD. This SmartFinancial valuation is based on the model Peter Lynch Fair Value. With the current market price of 35.20 USD, the upside of SmartFinancial Inc is -34.78%.

Is SmartFinancial undervalued or overvalued?

Based on its market price of 35.20 USD and our intrinsic valuation, SmartFinancial Inc (SMBK) is overvalued by 34.78%.

35.20 USD
Stock Price
22.96 USD
Intrinsic Value
Intrinsic Value Details

SmartFinancial Intrinsic Value - Valuation Summary

Range Selected Upside
a
Fair Value 22.96 - 22.96 22.96 -34.78%
P/E 27.76 - 36.35 32.23 -8.4%
DDM - Stable 18.52 - 49.79 34.16 -3.0%
DDM - Multi 30.41 - 63.35 41.07 16.7%

SmartFinancial Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 599.10
Beta 1.14
Outstanding shares (mil) 17.02
Enterprise Value (mil) 646.42
Market risk premium 4.60%
Cost of Equity 9.24%
Cost of Debt 5.00%
WACC 8.85%