What is the intrinsic value of SOMC?
As of 2025-07-11, the Intrinsic Value of Southern Michigan Bancorp Inc (SOMC) is
12.83 USD. This SOMC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 21.46 USD, the upside of Southern Michigan Bancorp Inc is
-40.20%.
Is SOMC undervalued or overvalued?
Based on its market price of 21.46 USD and our intrinsic valuation, Southern Michigan Bancorp Inc (SOMC) is overvalued by 40.20%.
12.83 USD
Intrinsic Value
SOMC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
12.83 - 12.83 |
12.83 |
-40.20% |
| P/E |
26.65 - 34.48 |
29.35 |
36.8% |
| DDM - Stable |
23.24 - 49.26 |
36.25 |
68.9% |
| DDM - Multi |
28.58 - 48.14 |
35.95 |
67.5% |
SOMC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
98.29 |
| Beta |
0.33 |
| Outstanding shares (mil) |
4.58 |
| Enterprise Value (mil) |
98.29 |
| Market risk premium |
4.24% |
| Cost of Equity |
6.63% |
| Cost of Debt |
5.00% |
| WACC |
5.58% |