As of 2025-08-16, the Fair Value of Spandana Sphoorty Financial Ltd (SPANDANA.NS) is -2,917.43 INR. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 239.85 INR, the upside of Spandana Sphoorty Financial Ltd is -1,316.35%.
With the market price of 239.85 INR and our fair value calculation, Spandana Sphoorty Financial Ltd (SPANDANA.NS) is not a good investment. Investing in SPANDANA.NS stocks now will result in a potential loss of 1,316.35%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 5Y Avg | |
| Net income | 1,450.43 | 694.68 | 123.15 | 5,006.60 | -10,351.00 | -615.23 |
| YoY growth | -58.74% | -52.11% | -82.27% | 3,965.45% | -306.75% | 693.12% |
| Market Cap (mil) | 21,274.70 |
| P/E | |
| Forward P/E |
| EPS | -116.70 |
| Avg earnings growth rate | 693.12% |
| TTM earnings | -10,351.00 |