As of 2026-03-05, the Intrinsic Value of Time Finance PLC (TIME.L) is 66.87 GBP. This TIME.L valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 49.00 GBP, the upside of Time Finance PLC is 36.50%.
The range of the Intrinsic Value is 56.20 - 83.62 GBP
Based on its market price of 49.00 GBP and our intrinsic valuation, Time Finance PLC (TIME.L) is undervalued by 36.50%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 56.20 - 83.62 | 66.87 | 36.5% |
| DCF (Growth 10y) | 79.84 - 118.76 | 95.04 | 94.0% |
| DCF (EBITDA 5y) | 59.71 - 106.78 | 68.40 | 39.6% |
| DCF (EBITDA 10y) | 76.17 - 129.26 | 87.32 | 78.2% |
| Fair Value | 151.82 - 151.82 | 151.82 | 209.83% |
| P/E | 63.64 - 93.00 | 74.05 | 51.1% |
| EV/EBITDA | 52.51 - 100.87 | 65.78 | 34.2% |
| EPV | 67.04 - 84.98 | 76.01 | 55.1% |
| DDM - Stable | 55.32 - 111.17 | 83.24 | 69.9% |
| DDM - Multi | 80.95 - 128.73 | 99.58 | 103.2% |
| Market Cap (mil) | 48.99 |
| Beta | 0.63 |
| Outstanding shares (mil) | 1.00 |
| Enterprise Value (mil) | 46.21 |
| Market risk premium | 5.98% |
| Cost of Equity | 7.30% |
| Cost of Debt | 6.05% |
| WACC | 7.25% |