UCSS.ME
Ob''yedinennye Kreditnye Sistemy PAO
Price:  
805 
RUB
Volume:  
10,710
Russian Federation | Diversified Financial Services

UCSS.ME DCF Valuation - Growth Exit 5Y

-78.4 %
Upside

What is the DCF valuation of UCSS.ME?

The Discounted Cash Flow (DCF) valuation of Ob''yedinennye Kreditnye Sistemy PAO (UCSS.ME) is 174.00 RUB. With the latest stock price at 805.00 RUB, the upside of Ob''yedinennye Kreditnye Sistemy PAO based on DCF is -78.4%.

Is UCSS.ME a buy or a sell?

Based on the latest price of 805.00 RUB and our DCF valuation, Ob''yedinennye Kreditnye Sistemy PAO (UCSS.ME) is a sell. Selling UCSS.ME stocks now will result in a potential gain of 78.4%.

Range Selected
WACC / Discount Rate12.5% - 13.9%13.2%
Long-term Growth Rate 3.0% - 5.0%4.0%
Fair Price159.89 - 194.32174.00
Upside-80.1% - -75.9%-78.4%
805.00 RUB
Stock Price
174.00 RUB
Fair Price
REVENUE & EXPENSES
CAPEX
D&A
WORKING CAPITAL
TERMINAL VALUE

UCSS.ME DCF Valuation: Revenue & Expenses Forecast

(RUB in millions)Projections
12-202012-202112-202212-202312-202412-2025
Revenue527553584613625649
% Growth
205%5%6%5%2%4%
Cost of goods sold(1)(1)(1)(1)(1)(1)
% of Revenue0%0%0%0%0%0%
Selling, G&A expenses(76)(80)(84)(88)(90)(94)
% of Revenue14%14%14%14%14%14%
Research & Development000000
% of Revenue0%0%0%0%0%0%
Net interest & other expenses283297314329336348
% of Revenue54%54%54%54%54%54%
Tax expense(88)(92)(98)(102)(104)(108)
Tax rate12%12%12%12%12%12%
Net profit645677715750765794
% Margin122%122%122%122%122%122%